by mckay | Jan 31, 2019 | Products
Long Term Care What is long term care insurance? Long term care insurance (LTCI) is a relatively new insurance product designed to protect against the high cost of nursing home and skilled nursing care. Simply put, a significant portion of the older population will...
by mckay | Jan 31, 2019 | Products
IRA Rollovers What is an IRA Rollover? An IRA Rollover does not involve current income tax deductions, but rather is a method through which tax-favored retirement plan assets can be transferred from one plan to another plan without incurring any current income tax...
by mckay | Jan 31, 2019 | Products
What is disability insurance? Disability insurance is insurance that’s designed to protect your income and thus your standard of living. If you become disabled, you probably won’t be able to earn much income but you will continue to have living expenses....
by mckay | Jan 31, 2019 | Products
Fixed Annuity What is a Fixed Annuity? An annuity is a contract issued by an insurance company which guarantees a specific rate of interest for a specific term. Annuities may offer income tax and interest rate advantages over other saving vehicles like CDs and money...
by mckay | Jan 30, 2019 | Life Insurance
Estate Tax Planning What is estate tax planning? Estate planning involves preserving your estate for the transfer to your heirs and the proper distribution of your estate’s assets. Proper planning is important to avoid dying intestate which means passing away...
by mckay | Jan 30, 2019 | Life Insurance
Special Risk Life Insurance Medical advances in treating Diabetes, Heart Disease, Cancer, Depression, Stroke and Obesity have virtually eliminated the high ratings that used to be assessed when one applied for a life insurance policy. In today’s life insurance...
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